Our Newest Articles in the Resource Center

A list of our most recent articles. If you have any suggestions for new articles, please contact us to let us know.


How do you fend off foreclosure?
  By Dr. Jennifer Baxt, DMFT
One of the things that is happening to more people than we would like is foreclosure, and in the United States right now, foreclosure is an ever present possibility. Trying to keep foreclosure from ha...
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How many years should you hold your mortgage for?
  By Dr. Jennifer Baxt, DMFT
When the housing market is hot, it is not uncommon to see potential home owners thinking about getting a 50-year mortgage to lower the cost of mortgage payments. Like any new style of doing something,...
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How can you avoid identity theft?
  By Dr. Jennifer Baxt, DMFT
Identity theft is a very serious problem across the planet. It is the fastest growing type of crime in North America and it is affecting thousands of people every day. It is also one of the most preve...
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Credit scores broken down.
  By Dr. Jennifer Baxt, DMFT
Only a few people actually know their credit score, which is unfortunate, and it seems even less know what their credit score means. Many simply say “I have good credit”, or “My credit is decent” but ...
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How much debt should you have on your credit card?
  By Dr. Jennifer Baxt, DMFT
Understanding everything that makes up your credit score can be a lot to take in. You have to figure out a variety of items, including how many bills you have been late on, how often you have tried to...
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Five tips to eliminate debt
  By Dr. Jennifer Baxt, DMFT
Debt is not something you want to have. It makes doing anything very difficult. Want to go on a vacation? Then you may have to pay off the credit card first. Want to move somewhere else, you may have ...
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How can you cut down on expenses to pay your debt?
  By Dr. Jennifer Baxt, DMFT
Debt is something nearly everyone has to deal with from time to time. Often, debt can become so great that the only way out seems to be bankruptcy. For anyone, this is a very tough situation to be in....
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Do you understand your credit card interest rates?
  By Dr. Jennifer Baxt, DMFT
It is very important that as a credit card holder, you understand credit card interest rates. Credit card interest rates are not as simple as simply charging interest on your credit card purchases as ...
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Eliminate debt by having insurance
  By Dr. Jennifer Baxt, DMFT
The only thing that is certain about the future is its uncertainty. To quote another adage, we need to hope for the best but plan for the worst. Surprisingly, many people do not listen to this and end...
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Teaching debt solutions from a young age.
  By Dr. Jennifer Baxt, DMFT
These days, it seems that people are getting into debt at a younger and younger age. Studies show that by the age of 20, many people already have a large amount of debt under their belts. That debt on...
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