How does the process work?
1. We order your credit reports from
Experian,
Equifax and
TransUnion. We audit all three of those reports and send them to you within 7-10 working business days. If you already have all three reports, you can send them in and bypass this step.
2. You will go over your analysis of your credit report either by yourself or with our company and make sure that all items that are highlighted are correct.
3. We start our challenge process to the bureaus on your behalf challenging the negative items on your report using the Fair Credit Reporting Act as our guide.
4. Sit back and relax and let us do the worrying. The bureaus have 30-40 days to respond to our challenges. They will send you an updated credit report or send you stall letters. When you get responses from the bureaus, you will forward them to our office so we can take the next logical step on how to proceed.
5. You will get itemized reports each month telling you what has been taken off your report.
How much does this cost?
There is an initial fee of $59.95 for gathering your three credit reports, analyzing them and highlighting the negative items. Then you will get charged $59.95 per month for work done in the previous 30 days. If you already have your three reports and we can use them, then the first charge will be waived and we will get straight to work on repairing your credit.
How long does this usually last?
Credit repair takes time and on average it takes 6-8 months to clean up a credit report. If you have a bankruptcy on your report, the average is 10-12 months.
Do I Have To Sign a Contract?
No, we have you sign an agreement and you can cancel at any time. We even give you a money back guarantee that if AFTER two rounds of challenges, nothing is removed from your report, you are able to get your first two months returned.
How do I get started?
This is easy; you can call us, fill out a
contact form to get started.
Can I do this myself?
Yes, you can do this yourself if you choose so. You are hiring us because we are the professionals and have been in business for over 17 years.
What is my guarantee that this will work?
According to the FTC, it is illegal for us to guarantee that we can remove items from your credit report. But, we can refund your money if we are not successful. So, if AFTER two rounds of challenges nothing is removed from your report, we will gladly refund your first two months of fees.
Are you ready to get started now?
If you're ready to start the process of cleaning your credit report and you're ready to take control of your financial future,
click here and we will start the process of repairing your credit!
