Credit Information and Resources
We want to help you understand your credit, which is why we've compiled a list of resources for you to check out.
Resource Links:
- The Fair Credit Reporting Act
- Request Your FREE Credit Reports here
- Recognizing a Credit Repair Scam
- Your Access to Free Credit Reports — Explains why it is important to monitor your credit history, how to request a report, and how to dispute errors.
- How to Dispute Credit Report Errors — Explains how to dispute and correct inaccurate information in your credit report. Includes a sample dispute letter.
- Building a Better Credit Report — Learn how to legally improve your credit report, how to deal with debt, how to spot credit-related scams, and more.
- Knee Deep in Debt — Discusses options to help you get back in the black, including: realistic budgeting, credit counseling from a reputable organization, debt consolidation, or bankruptcy.
- Fiscal Fitness: Choosing a Credit Counselor — Defines debt repayment plans, explains the differences between secured and unsecured debt, and offers questions to ask credit counseling agencies if you consider using their services.
- Loan Modification — Our primary goal is to modify your existing mortgage terms for the better so you can afford to stay in your home.
